Often people do lie to police at the scene of an accident. They may fear that their insurance company may drop them, or that their premiums may go up. The facts of the accident as well as witness accounts often contradict the statements of the at fault driver and as a result, the fact that the other driver is not telling the truth wont necessarily hurt your changes of making a recovery against them.  People purchase liability insurance to protect themselves from claims as a result of their negligence.  However what many people don’t realize is that if they tell their insurance company that the accident was not their fault, they are giving their own insurance company an excuse not to pay anything on the claim, which defeats the purpose of buying liability insurance coverage.

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