WHAT HAPPENS WHEN YOU GET INTO A CAR ACCIDENT AND THE OTHER PERSON DOES NOT HAVE INSURANCE?
If you find that the at fault driver has no insurance, you may be able to make a claim under your own uninsured motorist coverage. You will need to review your insurance policy to determine whether you have uninsured motorist coverage. In Florida you must have signed a UM rejection form indicating that you rejected uninsured motorist coverage. If the insurance company cannot produce the signed UM rejection form then they may have to provide UM coverage, or if you made changes to your policy since you signed a UM rejection form you should have signed a new UM rejection form. If is a good idea to hire a Florida Accident Attorney to pursue a UM claim for you. Even though uninsured motorist coverage is your own insurance, most insurance companies will not pay you the coverage limits and will only want to pay a minimal amount for your claim. Florida Accident lawyers usually handle UM claims on a contingency fee basis, so you would not owe any fees unless they make a recovery for you.