There are television advertisements for lawyers that claim you may be entitiled to $10,000.00.  Sounds good right?  The problem with this type of advertisemnet is that it is misleading and deceptive.  The $10,000.00 that the advertisers are referring to is personal injury protection benefits, also known as PIP.  These benefits are included in the minimum mandatory automobile insurance coverage required under Floridas No-Faul insurance law.  Drivers in Florida are required to carry PIP and property damage insurance.  The PIP insurance normally has a $10,000.00 benefit that is intended to cover 80% of your medical bills and 60% of your lost wages. 


The total benefit is $10,000.00 no matter how it is paid out, ie, medical bills or lost wages.  These benefits are paid to medical providers, such as medical clinics, for treatment following an automobile accident, but are NOT paid to the injured person. Only in the event of lost wages will PIP benefits be paid to the injured person, and then only 60% of actual lost wages.  In most cases, the medical bills following a car accident, including diagnostic testing such as MRI scans, and visits to specialists such as an orthopedic doctor or chiropractic clinic will use up the total $10,000.00 in benefits.  Therefore it is quite misleading to imply that an injured person may be entitled to receive up to $10,000.00 because in most cases that money goes to medical providers and not to the injured persons.  To learn more about the PIP law in Florida, we have the complete PIP statute reproduced in our web site under the "client services" section.  It is important that injured persons educate themselves on the law, and not rely on claims made in misleading and deceptive television advertisements.  8A87MVAMQM54

For more information or for a free consultation, contact The Law Offices of Charles D. Scott, PA Injury and Family Law Attorneys, by calling 727-300-4878 or view our web site

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