If you have been injured in an automobile accident in Florida, then your PIP (Personal Injury Protection) coverage with your own automobile insurance carrier is primary for your medical bills and lost wages.

Typically, PIP coverage is $10,000.00 and pays 80% of your medical bills and 60% of your lost wages as well as travel expenses, prescriptions, and some other accident related expenses up to that limit of $10,000.00.  It is possible to get a $1,000.00 PIP deductible which means that the first $1,000.00 of expenses are applied to the deductible (translation: not paid by PIP) and then there is still $10,000.00 in PIP coverage available.  It is also possible to get Medical Payments added to your policy so that 100% of your medical bills are paid.  It is also possible to get a wage loss exclusion under PIP.

If you have suffered permanent injuries or a significant loss of a bodily function or scarring or death as a result of an automobile accident, then you are entitled to make a claim for more than just your medical expenses to the at fault driver, you can make a claim for not only the remainder of your post medical expenses and lost wages, but also for your future medical expenses, future lost wages, lost earning capacity, loss of consortium for your spouse, mental anguish, loss of enjoyment of life, and pain and suffering and other damages.

Legal Notice

This notice applies to all content on this web site as well as the Florida Law Blog. The law firm of The Law Offices of Charles D. Scott, PLLC practices law in Florida only, and only accepts clients for legal matters within the State of Florida. This web site and the Florida Law Blog are owned and operated by S & F Media LLC. Visitors to this site should not rely on any information contained within this site when making legal decisions or handling legal matters. This site does not constitute legal advice. Always seek the advice of a lawyer before making any decision or taking any course of action on any legal matter. The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide ask us to send you free written information on our qualifications and experience.


This website is owned and operated by S&F Media, LLC

Contact The Law Offices of Charles D. Scott PLLC

St. Petersburg, FL Office
1135 Pasadena Avenue South, Suite 104
South Pasadena, FL33707

P. 727-300-4878

Connect With Us