Ask Kathryn: Do I Need UM Coverage in Florida?

Do you need UM coverage if you drive in Florida?  Technically, by law, the answer is "No".  But if you were asking me if you need UM (uninsured motorist) coverage in Florida my answer is always "YES! YOU NEED UM BECAUSE IT PROTECTS YOU AND YOUR FAMILY!"  Many people do not realize that BI (bodily injury) coverage is not required in Florida which means that there are a lot of drivers who do not carry BI coverage or who do not carry enough BI coverage, so if you are in an accident caused by an uninsured or underinsured motorist, after your PIP coverage which is required by Florida law, you will need UM coverage.  Click Here to Watch a Video Explaining UM Coverage in Florida  by Charles Scott in which he explains a bit more about why you need UM coverage if you drive in Florida.

For more information or a free consultation on your legal issue contact The Law Offices of Charles D. Scott PLLC, your injury law and family law attorneys, at 727-300-4878. http://www.yourstpetelawyers.com

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